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Latest reviews for mortgage brokers in Barcelona
Real, phone-verified reviews from the expat community.
10
OLIVER
Barcelona, Jun 2025
I moved to Barcelona with my wife and we decided to buy a place, and Jordi was by far the best broker we spoke to. He guided us through the purchase and the loan, re-reading and re-negotiating the bank contracts when a penalty clause slipped in, and he helped again later with the execution of the loan and a rate revision. He went beyond what was in the contract, even coming very late when we had a lot to sort out, and it was a big time saver for us as expats dealing half in English and half in Spanish. We weren’t really looking at price - it felt fair - and I was really impressed by how supportive and professional he was.
10
Amanda
Barcelona, Jul 2025
I needed to relocate for work and used their mortgage broker service. Bruno took care of everything for us, the application was smooth and fast, and he offered me like two or three loan options, but I told him I'm not good with numbers so I said please choose the one you think is best and I trusted him. We asked for three bedrooms with an extra room for a studio to work, and that's exactly what we got. Communication was great, he was always there with all the details, the price felt fair, and I'm very, very happy with Bruno.
10
Ben
Barcelona, Jun 2025
I used Jordi and his company to buy a house last year. He acted as my agent from start to finish - viewing and appraising multiple properties with me, explaining everything clearly, negotiating the price and contracts, managing the exchange and sorting the mortgage. I trusted him a lot, he was thorough, gave solid analysis on the investment, and was always available on WhatsApp with great English, which made a process in another language feel very smooth. He charges a fixed fee rather than commission and for what you get it felt very good value, especially since he negotiated more off the price than his own fee.
How much do mortgage brokers cost in Barcelona?
Real price ranges from the jobs our vetted mortgage brokers actually do. Prices updated August 2026
Expats and non-residents
How much does an expat mortgage broker cost in Barcelona?
The main reason to use one here: non-resident lending caps at around 70% and the paperwork differs.
Broker fee
0.5% to 1% of the loan
Typically
€1,000 to €3,000
First-time buyers
How much does a broker for a first mortgage cost in Barcelona?
Priced as a percentage of the loan, so a smaller mortgage means a smaller fee.
Broker fee
0.5% to 1% of the loan
Typically
€1,000 to €3,000
Landlords and investors
How much does a broker for an investment purchase cost in Barcelona?
Priced as a percentage; company purchases carry the higher flat fee.
Broker fee
0.5% to 1% of the loan
Company purchase
around €5,600
Self-employed and freelancers
How much does a broker for autónomos cost in Barcelona?
Harder cases, and where a broker earns the fee. Some charge a €300 retainer up front.
Broker fee
0.5% to 1% of the loan
Retainer
€300 to €600
Bridging loans
How much does a bridging loan cost in Barcelona?
A specialist product, quoted per case and dearer than a standard mortgage.
Quoted per case
by lender
Mortgage protection insurance
How much does mortgage insurance cost in Barcelona?
The broker is paid by the insurer, not by you. The premium is what you pay.
Paid by the insurer
commission
Mortgage search and comparison
How much does a mortgage broker cost in Barcelona?
A mortgage broker in Spain charges 0.5% to 1% of the loan, typically €1,000 to €3,000, though some work on a flat fee of €5,100 to €5,600.
Broker fee
0.5% to 1% of the loan
Typically
€1,000 to €3,000
Negotiating with banks
How much does bank negotiation cost in Barcelona?
This is what the fee buys, rather than a separate service.
Broker fee
0.5% to 1% of the loan
New-build mortgages
How much does a new-build mortgage cost in Barcelona?
Priced as a percentage, with the developer's bank often competing.
Broker fee
0.5% to 1% of the loan
Pre-approval
How much does pre-approval cost in Barcelona?
Usually free and part of the engagement. Some brokers advertise 0% broker fee entirely.
Often free
some brokers charge 0%
Refinancing
How much does refinancing cost in Barcelona?
Priced as a percentage of the new loan, and worth checking the subrogation costs.
Broker fee
0.5% to 1% of the loan
Typically
€1,000 to €3,000
Frequently Asked Questions
What expats want to know before hiring mortgage brokers in Barcelona.
Are there English-speaking mortgage brokers in Barcelona?
Yes, and more do as the expat community grows. The hard part is knowing who is reliable before you book, so every one we list is reviewed by other expats who have actually used them.
What should I check before hiring mortgage brokers in Barcelona?
Read recent reviews, be clear about exactly what you need, and agree the scope and an estimate in writing before any work starts. For anything regulated, check they hold the right credentials for the job.
What is the most important thing to know before booking?
Be clear about what you want and get the price and scope agreed up front, so there are no surprises. Reading other expats' reviews is the quickest way to find someone who does the job well and communicates clearly.
What should I avoid when hiring mortgage brokers in Barcelona?
Avoid paying the full amount up front (a deposit can be fair), anyone who will not give a clear quote, and unusually cheap prices that get padded with extras later.
How do I explain what I need if my Spanish is limited?
A photo, a short video or a written list does most of the talking, and the professionals we list are used to international clients. Booking an English-speaking one takes the stress out of it entirely.
How do you say mortgage brokers in Spanish?
In Spanish, mortgage brokers are usually called brokers hipotecarios. That is the word to search for or to ask a neighbour, though many professionals here are used to the English term too.
How do I find mortgage brokers I can trust in Barcelona?
Check the reviews and any credentials before you book. On Locallista the reviews are phone-verified and the ranking is based on real expat experience, not who paid the most.
